Thorough Inspections That Get Your Damage Documented Right
The strength of your insurance claim depends almost entirely on what happens during the first inspection. Miss a damaged area, photograph something at the wrong angle, and the entire claim weakens before an adjuster ever opens the file. Insurance carriers count on homeowners filing claims with thin documentation so they can deny based on insufficient evidence or approve at a fraction of the actual scope.
ATS Exteriors performs detailed inspections across Broomfield and surrounding areas using the same methodology adjusters rely on, which means we identify damage in ways carriers recognize as legitimate. With seven years inspecting storm-damaged homes and more than 15 years of broader roofing experience, we’ve refined a process that holds up under adjuster scrutiny. Every inspection is free, regardless of whether you eventually hire us for repairs.
Components We Document During Every Inspection
Our inspection covers every exterior component that could show storm damage. On the roof, we examine each slope for hail bruising, granule loss, mat exposure, fractured shingles, creased shingles from wind lift, and outright shingle loss. Roof penetrations get individual attention since chimneys, skylights, plumbing stacks, and vents represent both common damage points and common leak sources.
We evaluate gutters, downspouts, drip edge, and metallic exterior components since soft metal damage corroborates roof damage in ways adjusters find compelling. Siding gets inspected on every elevation for cracked fiber cement, dented vinyl, and impact patterns aligning with rooftop findings. Ground-level evidence including AC condenser fins, fence posts, and outdoor light fixtures helps establish the scale of the storm event independent of any single component. When attic access is available, we check decking and insulation for water staining or active moisture.
We’ve completed inspections in Broadlands, Anthem Ranch, McKay Landing, Broomfield Heights, Aspen Creek, Westminster’s Legacy Ridge, and The Ranch after every significant hail and wind event in recent years.
How We Conduct the Inspection
Our crews arrive equipped with high-resolution cameras carrying macro lenses that capture impact depth clearly, drones for areas that can’t be safely accessed by foot, precise measuring tools, and tablet-based inspection software. A typical inspection runs 45 to 60 minutes depending on home size and damage extent, roughly three times longer than the average adjuster spends during their own visit.
We use standardized test squares to count impacts within 10-by-10 foot sections, evaluate slope by slope, and photograph from angles that reveal three-dimensional damage. Speaking the carrier’s language during inspection means our reports translate directly into the format adjusters expect when they build their estimates.
Comprehensive Damage Reports
Within 24 to 48 hours of your inspection, you’ll receive a detailed digital photo report documenting the condition of your roof. The report organizes photographs by roof slope and component, includes written assessments of any storm-related damage, impact density and severity, measurements of affected areas, and clear documentation of our findings. We also provide a straightforward evaluation of the roof’s condition and whether the observed damage appears significant enough to warrant further action. Our goal is to give homeowners an accurate, unbiased understanding of their roof so they can make informed decisions with confidence.
Why Speed Matters After Storm Events
Hail and wind damage are easiest to attribute to specific events when documented immediately afterward. Wait several months and carriers begin questioning whether damage occurred during the claimed event or some earlier one. Most policies impose filing deadlines measured from the date of loss, typically one year, so faster scheduling protects your right to file.
Subsequent storms also complicate the documentation picture. A roof inspected the week after hail shows impact damage cleanly. The same roof inspected six months later, after a windy winter and multiple subsequent rains, shows a more complicated mix that’s harder to attribute to any specific event.
Why Professional Inspection Beats DIY Documentation
Most homeowners can’t safely access their roof, so photos come from ground level or partial vantage points. Damage on opposite slopes, in valleys, or around penetrations remains entirely undocumented. Phone cameras at typical angles miss the depth detail that distinguishes legitimate hail bruising from cosmetic wear. Professional inspection eliminates these gaps with proper equipment, training, and methodology that produces evidence carriers process quickly.
Why Homeowners Choose ATS Exteriors
We approach every inspection knowing our documentation will likely face challenge from a carrier looking for reasons to deny or underpay. That assumption shapes how thoroughly we inspect, photograph, and report. We’ve also served the local area long enough to understand how regional adjusters typically approach hail claims and what evidence patterns move different carriers toward approval.
How Our Insurance Claims Process Works
Get A Roof Inspection By A Trained Ats Professional
File A Claim
Ats Exteriors Meets With The Insurance Adjustor & Provides Assessment
Ats Will Invoice Your Insurance Company And The Depreciation Is Sent To You
All Work Is Scheduled And Completed
Scope And Pricing Are Finalized The Only Thing You Pay Is Your Deductible
Upon Completion Of Construction And Full Payment, You'll Receive The Warranty And Pif Invoice
Frequently Asked Questions
How is your inspection different from what the insurance adjuster does?
We spend roughly three times longer on site than typical adjusters and use professional photography equipment designed to capture three-dimensional impact damage. We work for you rather than the carrier, so our incentive points toward thorough documentation rather than quick file closure.
Do I have to hire your company for repairs after the inspection?
No. The inspection is free regardless of whether you choose us for the repair work. You own the documentation and can use it however you decide, including taking it to another contractor.
How quickly after a storm should I schedule an inspection?
As soon as possible, ideally within days of the event. Quick documentation preserves evidence in its clearest form and gives you more time for claim preparation before policy filing deadlines.
What's included in your inspection report?
High-resolution photographs organized by slope and component, written assessment of impact severity, measurements of affected areas, notes on carrier replacement thresholds, and a clear recommendation about whether filing a claim makes sense. Everything arrives digitally within 48 hours.
Can your inspector attend my insurance adjuster's site visit?
Yes. Adjuster meeting attendance pairs naturally with thorough inspection documentation. Having us present ensures damage we identified gets recognized in their estimate, since on-site advocacy frequently catches details rushed adjusters would otherwise miss.
Get Your Roof Inspected Before Damage Costs You More
Insurance claims succeed or fail on documentation. ATS Exteriors provides free, thorough inspections to homeowners across Broomfield and surrounding areas, with detailed reports delivered within 48 hours. Whether storm damage just occurred or you’ve been putting off an inspection from a previous event, reach out today to schedule.
